 |
|||||||||||||||||||||||||||||||||||||||||||||||
|
Instant Decision Credit Cards at Credit Cards Plus | Apply Online
Be sure to read all terms and conditions before submitting an online application. |
|||||||||||||||||||||||||||||||||||||||||||||||
 MENU |
ADDITIONAL OFFERS for INSTANT DECISION
| TOP PICKS
Ducks Unlimited WorldPointsTM Platinum Plus® Visa® Excellent/Good Credit World MasterCard® with WorldPointsTM Excellent/Good Credit Fidelity Investments Rewards Visa Signature® Card WorldPoints® Rewards Excellent/Good Credit Union Plus® MasterCard® Excellent/Good Credit Starwood Preferred Guest® Credit Card from American Express Excellent/Good Credit Miles by Discover® Card Excellent/Good Credit Bank of America® WorldPoints® Platinum Plus® MasterCard® Excellent/Good Credit Major League Baseball® Extra BasesTM Credit Card Excellent/Good Credit Powered by DataSure |
|||||||||||||||||||||||||||||||||||||||||||||
It is important for the consumer to do his homework to understand and learn about the best interest rates that may be available to him or her. For the consumer who has established a good financial history not to take advantage of lower rates is like throwing money down the drain. In today’s market we are seeing some of the lowest APR`s and best credit cards in many years. Gaining more knowledge about interest rates and how the finance charges are calculated may give you the incentive you need to switch to a lower interest rate card! If your credit history is very good, some of the better low interest rate credit cards will be available for your selection. If your credit is considered excellent, then you’re sure to qualify for an even greater selection of the best credit card deals. The APR, or Annual Percentage Rate, is a measure of the cost of credit. It is expressed as a yearly rate. The credit card issuer must disclose the "periodic rate". The periodic rate is the rate applied to the outstanding balance. It is used to calculate the finance charge for each billing cycle. Some issuers that offer "variable rate" interest rates may change the APR when interest rates or other economic conditions fluctuate. Rate changes may either raise or lower the finance charges on the account. It is important to keep in mind that paying regularly on time, and paying in full when possible, is the best way to keep your credit in good standing. You can do this while taking advantage of the low rate that you’ve earned. Always read and review the terms and conditions of any offer before submitting your online application.
Basic elements to look for when selecting a credit card include: · Finance charge. · Annual Fee. · Grace period. · Penalty fee (late fees, transaction fees, over-the-limit fees, returned check fees). · Balance calculation (method the issuer uses to figure the finance charge) Be smart. Make your selection carefully. Read terms and conditions. Apply easily online. THANK YOU AGAIN FOR VISITING US!
|
© 1998-2008 Creditcardsplus.com Last Updated: Thursday, November 20, 2008
Travel Credit Cards | First PREMIER Bank | Student Credit Cards | American Express | Pulaski Bank | Fair Credit | Business Credit Cards | Chase
