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UNSECURED FEATURED OFFER

First PREMIER® Bank Gold MasterCard® Card


Apply now for: First PREMIER® Bank Gold MasterCard® Card

Our GOAL is SIMPLE; to offer you a credit card if you have Less than Perfect Credit. Over 3 million customers have experienced the satisfaction of a First PREMIER® Bank credit card! Apply now – it’s quick and easy!

  • Over 3 million credit cardholders
  • LOW APR on purchases
  • Apply today for a MasterCard® card
  • Monthly reporting to 4 major credit bureaus
  • Enjoy the benefit of 24 hour account access by phone
  • A Credit Card for Those with Less than Perfect Credit!
  • Use wherever MasterCard is accepted



OTHER OFFERS for UNSECURED

Continental Finance MasterCard®


Apply now for: Continental Finance MasterCard®

Get a second chance if you have less than perfect credit. If you have been turned down for credit recently because of your credit score, Continental Finance is here to help you with the second chance you have been waiting for. Apply today!

  • Get Your Application Results in Seconds
  • Monthly reporting to the Major Credit Bureaus
  • Free Online Access
  • Excellent Online Tools for Managing Your Finances
  • Semi-Annual Credit Limit Increases*
  • No Minimum Monthly Income Requirements
  • Unsecured MasterCard Accepted at Millions of Locations Worldwide

*See website for other fees, rates, and terms and conditions


First PREMIER® Bank MasterCard® Card


Apply now for: First PREMIER® Bank MasterCard® Card

Less than Perfect Credit? Then we have the card for you! Use wherever MasterCard is accepted. Enjoy a Low APR on purchases. Apply now – don’t wait!

  • Over 3 million credit cardholders
  • LOW APR on purchases
  • Apply today for a MasterCard® card
  • Monthly reporting to 4 major credit bureaus
  • Enjoy the benefit of 24 hour account access by phone
  • A Credit Card for Those with Less than Perfect Credit!
  • Use wherever MasterCard is accepted

Centennial® MasterCard® Card


Apply now for: Centennial® MasterCard® Card

Less than Perfect Credit? Centennial knows that recovering from difficult financial situations can be challenging. We may be able to offer you a credit card when others won’t. Applying is simple, quick and safe!

  • Over 3 million credit cardholders
  • LOW APR on purchases
  • Apply today for a MasterCard® card
  • Monthly reporting to 4 major credit bureaus
  • Enjoy the benefit of 24 hour account access by phone
  • A Credit Card for Those with Less than Perfect Credit!
  • Use wherever MasterCard is accepted

Centennial® Gold MasterCard® Card


Apply now for: Centennial® Gold MasterCard® Card

Less than Perfect Credit? We may be able to help! With a Low APR on Purchases, 24 hour account access by phone and access to online credit education, the time to apply for a Centennial Gold credit card is now! Applying is simple, quick and safe.

  • Over 3 million credit cardholders
  • LOW APR on purchases
  • Apply today for a MasterCard® card
  • Monthly reporting to 4 major credit bureaus
  • Enjoy the benefit of 24 hour account access by phone
  • A Credit Card for Those with Less than Perfect Credit!
  • Use wherever MasterCard is accepted


MasterCard Credit Cards
Bank of America® Cash Rewards Platinum Plus® MasterCard® Credit Card
Elite Rewards® World MasterCard®
Major League Baseball® Extra BasesTM Credit Card
The Home AdvantageTM World MasterCard®
Wyndham Rewards MastercardSM
Bank of America® WorldPoints® Platinum Plus® MasterCard®
Amtrak Guest Rewards® World MasterCard®

Visa Credit Cards
Anne Geddes Platinum Visa®
Asiana Visa® Platinum Plus®
Bass Pro Shops® Outdoor Rewards Platinum Plus Visa®
BoatU.S. WorldPoints® Platinum Plus® Visa®
Choice Privileges® Visa® Platinum Card
EfectivaTM Platinum Plus® Visa®
Financial Rewards® Visa® Platinum Plus®

American Express Credit Cards
SimplyCash® Business Card
Starwood Preferred Guest® Business Credit Card
The Knot Credit Card
The Nest Credit Card
AMEX – Blue Cash® for Business
AMEX – BLUE CASH® from American Express
AMEX – The Gold Card from American Express OPENSM

Discover Credit Cards
Discover® Business Card
Discover® Business Miles Card
Discover® More® Card
Discover® More® Card – American Flag
Discover® More® Card – Clear
Discover® More® Card – Monogram
Discover® More® Card – Wildlife Collection


Most companies will issue unsecured credit cards to credit worthy customers based on their credit history and earnings potential.  VISA and MasterCard are the two most convenient major credit cards since they are accepted at most establishments worldwide.   American Express and Discover offer Unsecured Credit Cards and are continuing to grow in popularity as well.

The requirements for qualification for an unsecured credit card differ from company to company.  Within credit card companies, different types of cards may be offered based upon a customer’s financial details.  It is common for companies to charge relatively high interest rates (some percentage over the prime rate) for customers without the most favorable qualities.  A number of credit card companies now offer accounts with no annual fees, and this trend continues to increase.  A common incentive to the cardholder is a low annual percentage rate.  A number of companies will offer new customers a special low introductory rate to gain their business.  Customers must understand that these rates usually have limited duration.  It is advisable to understand how long the introductory rate(s) last until the fixed annual rate takes effect.

Keeping up with your payments is very, very important.  The great risk of lax management of a credit card is that late payments can initiate a number of punitive fees.  Lat payments will usually cause your interest rates to dramatically increase.  It is therefore crucial that you pay attention to deadlines or due dates.  It is important to keep track of your account figures. 

Unsecured credit cards come with credit limits based on the type of account that is opened.  Almost always, the most qualified candidates receive the credit cards with highest credit limits and lowest interest rates!

Be sure to read terms and conditions of any offer before submitting your online application.

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